Partial advances will help you reduce the outstanding credit, which in turn reduces the amount of interest due. After making partial payments, paying the same EMI Home Loan increases your stake in the principal amount, which helps you pay off the loan faster. Citibank`s terms and conditions shall apply in accordance with the credit agreement. Short-term loans / payment loans not available; Minimum loan term: 5 years. The interest rate depends on income, job stability, credit amount, CIBIL score, credit profile, existing commitments, verification, and other factors. Credit at Citibank`s sole discretion. Citibank offers several housing loans at affordable rates. However, you need to analyze several banks and their offers before applying for a home loan. Citibank provides tailor-made systems for specific customer segments tailored to their credit requirements. Some of the most popular products with their basic functions are the following: Citibank offers competitive real estate interest rates with the best EMI of ₹691 per lakh at a low interest rate of 6.75% for a maximum term of 25 years. If you pay more than ₹691 per lakh to an EMI, you should consider the option of transferring credit to Citibank from your existing bank.

EMIs can be calculated with Citibank Home Loan EMI machines. Very good and stress-free services for fast credit processing. Treatment. Learn more. Read less. Citibank Home Loan`s current rates for December 2020 start at 6.75% per year for a maximum term of 25 years. The processing fee for its housing construction loans is NIL. Citibank`s mortgage processing fee is 0.25% of their mortgage customers` loan amount to cover the costs of credit valuation and technical valuation of real estate. The bank calculates a minimum processing of ₹3,000 and has limited the maximum processing fee to ₹10,000. The processing fee is generally non-refundable and must be paid at the time of the credit application. In addition to Citibank`s mortgage processing fees, the Bank also collects certain technical and legal fees that will be explained to the customer during the credit process and will be repaid after the credit application continues. The Government of India has put in place numerous affordable housing loan programmes to facilitate the use of housing loans at preferential interest rates for low- and middle-income groups.